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,
erwin reyes
Dash cameras have become popular throughout the years because
they were able to capture footages of traffic accidents and help identify which
driver was at fault.
Both the drivers involved and the various eyewitnesses can give
out conflicting stories on who was responsible for the accident.
However, many drivers still see dash cameras as an unnecessary
expense and choose not to get one.
Those who have dash cameras installed in their cars have several
advantages over car owners who have none.
Help Monitor your vehicle
Car owners leave their cars as they park them outside their
garages if they have one, and their vehicles will be left unattended as a
result.
Other people can try to break in the car, damage it
intentionally, or attempt to steal it.
Those who have a dash camera installed will still be able to
monitor their vehicles as long as they turn the camera on standby so they can
detect motion within or around the car.
The recorded footage can be turned over to the authorities so
they can hold the culprit accountable.
As many people stay in their homes due to the enhanced community
quarantine in Luzon due to the coronavirus pandemic, many vehicles will be left
unattended outside people’s homes.
Cars that will be used will likely be exposed to the virus when
other people touch the vehicle’s surface or cough on it unexpectedly.
One reason why everyone’s encouraged to stay in their homes is
that the coronavirus spreads via droplets and they can last on surfaces for
hours.
A car is no exception to this rule, and the droplets can stay on
its surface and infect the owner should they come in contact with it.
Dash cameras can help the owner determine what part of the car’s
exterior to sanitize.
Dash cameras with motion-sensing capabilities must be hardwired
to the car to ensure that they can detect movement.
Anyone who coughs or comes in contact with the vehicle will be
caught on camera, and the footage can also be used for contact tracing.
Help with Car Insurance Claims
Dash cameras can produce invaluable footage that people can use
should they get caught in an accident.
Driving in the Philippines is inherently dangerous due to various factors, including reckless driving. Car collisions can even occur even
when there are barely any cars on the road.
Dash camera footages are rarely treated as inadmissible in
court, which means that drivers must have them to ensure their safety on the
road.
They can prove in court that they’re the victims rather than the
ones at fault in a car crash. Such footage can also be used to make car
insurance claims in the Philippines.
Eyewitness accounts, including those from the drivers
themselves, can be conflicting as memory fails them, because they didn’t see
the whole picture, or because the other party lied.
Accurate information regarding the accident can also expedite an
insurance claim due to the video evidence since the insurance company can use
the video recording instead of other sources of information.
This will result in the insurance company saving time while
investigating what happened. Liability can be quickly determined through a dash
cams video recording of the events.
Help Fight Insurance Fraud
There are many fraudsters out there who wish to extort money
from their victims by staging car accidents and then blaming the other driver
for it.
A driver might make a sudden stop to cause a collision with the
car behind them.
Without a dash camera, a driver might be hard-pressed to pay the
charges because they can’t prove that they weren’t at fault.
The insurance company could settle a fraudulent claim as a
result and the one who caused the accident will be able to receive the benefits
that they don’t deserve.
Insurance frauds can lead to an increase in the insured victim’s
rates since they wouldn’t be able to prove that they were the victim of the
“accident.”
Conclusion
Having a car camera installed in your vehicle serves a lot of
purposes that would benefit you as a driver since you can’t hold a camera to
record anything while driving.
Doing so would also get you in trouble with authorities for
“distracted driving.”
Anything can happen at any time, even during the coronavirus
outbreak as people either drive their cars to get groceries or to serve at the
frontlines, so it’s only right to be prepared.
A responsible driver equipped with a dash camera will be able to
avoid any financial difficulties as a result of an accident that they were
caught in.
Getting insured by one of the top car insurance companies in the Philippines that
can also offer a free dash camera after a transaction is a good deal for a
driver.
Car owners should strive to look for a reputable insurer who can
provide such services for them.
If you need to get insured and you’re also looking for a dash
camera to protect yourself, then get a free quotation from us now by visiting
our website at ichoose.ph.
Author: erwin reyes
Erwin has a combined experience of more
than 15 years in the car insurance industry in the Philippines and Australia.
Loves cars and enjoys to sourcing out great deals for its clients
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